Payment Gateway
Payment Gateway Technology for Connected Commerce
Build and manage merchant-facing payment experiences with flexible integration and reporting technology.
Overview
A payment gateway is as much an operational product as a checkout. We build the merchant-facing technology — checkout interfaces, onboarding, dashboards and reporting — on top of an adapter layer that connects to the acquirers and payment providers you have contracted with.
Capabilities
- Hosted or embedded checkout interfaces, as scoped
- Provider adapter layer
- Merchant onboarding workflows
- Transaction status orchestration
- Signed webhooks for merchants
- Refund workflows where the provider supports them
- Operational dashboards
- Transaction-level reporting
- Settlement file ingestion
- Configurable pricing-rule technology
Typical use cases
- A PSP offering a branded gateway to its merchant base
- A platform consolidating several provider integrations behind one merchant API
- Separating merchants and domains across business units
- Giving merchant support teams one view of transaction status
Security considerations
- Card data handled through approved provider tokenisation to reduce scope
- Webhook signature verification and replay protection
- Merchant-level data isolation
- Rate limiting and anomaly alerting on public endpoints
Security measures are design principles and implementation options; the controls in place depend on each deployment and its audits.
Typical integration path
- 01
Provider and contract review
- 02
Merchant API and checkout design
- 03
Adapter development per approved provider
- 04
Certification and test-environment validation
- 05
Phased merchant migration
Frequently asked questions
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Tell us what you are building.
Whether you are launching a new digital proposition or connecting existing financial systems, our team can help translate your commercial requirements into an implementable technical roadmap.