Skip to content
DOPAY

Digital Wallets

Digital Wallet Infrastructure

Develop customer-facing wallet experiences with clear transaction visibility and integrated financial operations.

Overview

A wallet is a promise of clarity: what a customer holds, what moved and why. We build the software wallet — interface, transaction views and operations tooling — while balances and value remain held by the regulated provider that operates the underlying programme.

Capabilities

  • Wallet interface for web and mobile
  • Balance presentation linked to the provider ledger
  • Configurable transfers within supported programmes
  • Wallet transaction search
  • Statements and exports
  • Notifications
  • Support workflows
  • Access controls and device management

Typical use cases

  • Loyalty or closed-loop value inside a platform
  • Customer wallets operated with an e-money partner
  • Staff or partner wallets in enterprise ecosystems
  • Unified wallet views across multiple funding sources

Security considerations

  • Balances read from the system of record, never inferred
  • Device binding and step-up authentication
  • Velocity limits configured with risk teams
  • Clear audit of support-agent actions

Security measures are design principles and implementation options; the controls in place depend on each deployment and its audits.

Typical integration path

  1. 01

    Programme and provider confirmation

  2. 02

    Ledger-of-record definition

  3. 03

    Wallet UX and transaction model

  4. 04

    Provider integration and testing

  5. 05

    Staged rollout

Frequently asked questions

Tell us what you are building.

Whether you are launching a new digital proposition or connecting existing financial systems, our team can help translate your commercial requirements into an implementable technical roadmap.